A loan app has defamed a couple over an unpaid loan.
An X user took to the platform to share a photograph of a couple falsely pronounced dead by an online loan app due to their failure to fulfill loan repayment obligations.
The accompanying caption of the post read:
“All because they couldn’t pay back their loan, see what a loan company did.”
The image showcases an altered photograph of a couple who are suspected to have obtained funds in the form of a loan from an undisclosed loan provider.
The photograph reveals the names of the couple along with other pertinent details. The loan company further stated that they have been classified as deceased, with a burial date scheduled for 30/4/2024.
This course of action was initiated by the loan application as the couple allegedly declined to repay their loan before the specified deadline.
Furthermore, a brief message or caption accompanies the image which reads:
“We, the family of Mr. and Mrs. (Dr. Henry, NGASI), happily announce the passing of the couple. They are survived by only one daughter, she’ll be r*ped to death”.
The tweet attracted the interest of social media users, who instantly swamped the comments area with their ideas.
See some reactions below:
@_amber_jay: “Omo, for how much exactly did they borrow to get this sort of embarrassment.”
@StickzAbel: “I will deal with em from the highest ranked worker to the gateman or messenger.
@Badboyhyce: “The money fit no enter 50k like that self.”
@FisayorOfLagos: “Why bring in the innocent child fgs.”@mindez_20: “I swear I no go pay again walai.”
Remember that, The Central Bank of Nigeria (CBN) has banned multiple fraudulent loan applications that have exploited innocent Nigerians.
The federal government supported this decision, deeming these applications unlawful and a threat to society owing to their misleading practices.
These illegal lending applications have caused tremendous anguish by harassing users and victims.
Notably, these applications operate outside the legal framework because they are not registered with the federal government and have now been officially banned.
The proliferation of bogus loan applications is a critical issue in the digital age when the convenience and allure of online lending platforms have sadly opened the way for fraudulent activity.
Scammers behind these applications entice people with the promise of easy loan approvals and speedy money transfers, primarily targeting those with bad credit or limited access to established financial institutions.
Victims, who are typically in terrible financial problems, are misled into providing personal and financial information in the hopes of obtaining a loan.
This sensitive information is subsequently utilized for identity theft, financial fraud, and other unlawful acts, leaving people exposed and financially stressed.
The CBN’s crackdown on these fraudulent applications demonstrates a commitment to protecting individuals from digital financial crimes while also providing a secure environment for genuine online financial transactions.
Here are the list of fake loan apps that have been blacklisted by the CBN:
EasyCredit
EasiMoni
KashKash
Speedy Choice
GoCash
Soko Loan App
Fast Money
GetCash
Icoin Loan
Naira Plus
9jaCash
LionCash
GMoney
Fast Money
9credit
Swiftkash App
Hen Credit Loan App
Cash Door App
Joy Cash-Loan App
Eaglecash App
Luckyloan Personal Loan App
Getloan App
Easeloan Apps
Naira Naija
Cashlawn App
Easynaira App
Crediting App
Yoyi App
Nut Loan App
Cashpal App
Nairaeasy Gist Loan App
Camelloan App
Nairaloan App
Moneytreefinance Made Easy App
Cashme App
Secucash App
Creditbox App
Cashmama App
Crimson Credit App
Galaxy Credit App
Ease Cash App
Xcredit
Imoney
Naira Naija
Imoneyplus-Instant
Nairanaija-Instant
Nownowmoney
Naija Cash
Eagle Cash
Firstnell App
Flypay
Spark Credit
Luckyloan Personal Loan App
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